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We recommend Martin Lewis' simple guide to finance for 2012.
Check out his 20 Key Facts
SFE is a service allowing full-time higher education students from England to apply for finance online. It also lets parents and partners of students support an application online.
Find out more about SFE on the Directgov website.
View the University of Worcester information on student finance.
Phone number 0845 300 50 90
Opening hours Monday to Friday, 8.00 am to 8.00 pm; Saturday and Sunday, 9.00 am to 5.30 pm
0845 604 44 34 (you must have access to a minicom device in order to use this service)
Log in to your student finance services
The Student Loans Company administers government-funded loans and grants to students throughout the United Kingdom.
For the majority of students, a loan will comprise of the tuition fee loan plus a maintenance loan, and this will be paid directly at the start of each academic term. Everyone on an eligible course qualifies for 72% of the maximum loan, regardless of income, and the rest is income-assessed. These loans accrue interest at the rate of inflation, which means that the amount repaid has the same value as the amount borrowed.
The repayment of loans is repaid through the tax system, and only begins after the student has left higher education and is earning over £15,000. This system of collection is known as Income-Contingent Repayment (ICR), because it tapers the repayment obligation according to the gross income of the account holder.
* Website: www.direct.gov.uk/StudentFinance
* Tel: 0845 300 50 90
(open mon - fri from 8.00am to 8.00pm and between 9.00am and 5.30pm on sat - sun, local call rates apply)
* Minicom: 0845 604 4434
(You must have access to a Minicom device in order to use this service).